Sports Accident plans & advice
Sports Accident Plan
When you put your body on the line in sport, it puts you at risk of injury. And when injury happens, it can cost you financially. However, the Sports Accident Plan can help to solve this problem. It gives you cash benefits if you suffer serious injuries or a specified fracture.
- For Households
- Sports Accident Plan
What is a Sports Accident Plan
Participating in sports involves the risk of injury and one’s well-being is on the line in the process. Injuries can be detrimental to one’s physical and financial state, requiring time off work and assistance in getting around.
Additionally, there may be equipment repair costs and the possibility of having to replace gear entirely. These costs may deter someone from engaging in sports, which we believe is a disservice to sports enthusiasts. Therefore, we have developed the Sports Accident Plan, which has been designed specifically for sportspeople and offers a range of benefits to help you recover from any potential accidents.
Our aim is to encourage individuals to continue pursuing their love for sports with peace of mind, knowing that they have a reliable source of financial assistance in case of serious injury or accidents. Please refer to our guide or read on for further information on the Sports Accident Plan.
TAKE OUT A Sports Accident Plan TODAY
Plan Highlights
- PREMIUMS START FROM AS LITTLE AS £20 A MONTH
- MANY HIGH RISK SPORTS COVERED, WHICH MAY BE EXCLUDED FROM OTHER PROTECTION PLANS
- WIDE RANGE OF CASH BENEFITS AVAILABLE
- FAST APPLICATION PROCESS – NO MEDICAL QUESTIONS
What Could A Plan Look Like?
| Schedule Of Benefits | Bronze | Silver | Gold |
|---|---|---|---|
Out of work benefit: This is payable for every full week that you’re unable to work following a sports accident. You’ll receive this benefit until you can return to work, up to a maximum of 26 weeks. No benefit is payable for the first 2 weeks of disablement. | £200 per week | £250 per week | £300 per week |
Hospitalisation benefits: This is payable for every full week you’re hospitalised following a sports accident. You’ll receive this benefit until you leave hospital, up to a maximum of 104 weeks. No benefit is payable for the first 2 weeks of hospitalisation. | - | £250 per week | £350 per week |
Coma benefit: This is payable for every full week you’re in a coma following a sports accident. You’ll receive this benefit until you regain consciousness, up to a maximum of 26 weeks. | - | £250 per week | £350 per week |
| Serious Injury Benefits | Bronze | Silver | Gold |
|---|---|---|---|
Accidental Death | - | £25,000 | £35,000 |
Loss of limb | - | £25,000 | £35,000 |
Loss of sight in one or both eyes | - | £25,000 | £35,000 |
Permanent total disability | - | £25,000 | £35,000 |
Anterior cruciate ligament injury | - | £400 | £400 |
Achilles tendon rupture | - | £400 | £400 |
| Fracture Benefits | Bronze | Silver | Gold |
|---|---|---|---|
Upper leg | - | £500 | £500 |
Lower leg, kneecap, ankle, arm, wrist, skull | - | £250 | £250 |
Hand*, foot*, shoulder blade, breastbone, collar bone | - | £100 | £100 |
A fracture means a breach in the continuity of the bone caused by an accident which is identified by an x-ray or in the case of a fracture which is unable to be x-rayed, by confirmation from a doctor. *Excluding fingers and toes. | |||
Who is eligible to join?
To take out a Sports Accident Plan you must be:
- Between the ages of 17 and 60 inclusive
- Resident in the UK, Isle of Man or Channel Islands
- Employed and working for a minimum of 16 hours per week, or self-employed